We have ALL received the calls, either at dinnertime, or throughout the day. It’s the credit card company; they need to talk to me, what could be wrong I paid my bill on time? So you call back to a 1-800 number, where you are graciously greeted by a long pause, and then a friendly voice on the other end lets you know that you are eligible for this great coverage, through your long standing relationship with the Bank or Credit Card Company.

Or you may have had a flyer distributed to you in the mail, where all you need to do is fill out a few simple questions and send it back. “No salesman will ever drop by!” really means that all of your paperwork will be handled out of country, and we have no licensed Life Insurance Advisors on staff! Well this doesn’t make allot of sense then, if no-one asks me what I need, then how will they be able to satisfy those needs.

Do you want to trust your family’s financial future to someone working out of a foreign call centre? Do you trust that at time of claim, that “same” nice person, who answered the phone on the day you purchased the coverage, will be the same nice person who fulfills your family’s need, when you are no longer there to? Will they spend months trying to receive the benefits that had been promised to you and your family for years, or will they just give up?

Life Insurance is protection for your family, in the event you are not able to be there to provide for them, don’t leave your family’s financial future in the hands of a foreign call centre, don’t waste one penny on this coverage. You deserve a real person to drop by and assist you with this important piece of your family’s financial plan.