Business Employees

Group Health & Dental
Many employers find themselves in a highly competitive labour market. Attraction and retention of talented employees presents both a challenge and an opportunity with respect to employee benefit plans. At deGraaf Financial Services,
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Group RRSP Plans
In a group RRSP, an employer arranges for employees to make contributions, as they wish, through a schedule of regular payroll deductions. The employee can decide the size of contribution per year and the employer will deduct an amount accordingly
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Group CI Coverage
Group critical illness insurance is available to cover a variety of critical conditions.  Each plan provides a one-time, lump-sum payment if a member is diagnosed with one of the covered critical conditions, after the effective date of coverage, and survives a specified amount of time (usually 30 days).  This coverage differs from disability insurance as it is paid to a member regardless of
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Financial Education in the Workplace Seminar

You’ll learn the 10 Principles used by the Richest Man in Babylon that could allow you to get in immediate control of your spending, debt, savings, and taxation. You’ll walk away with a plan to help you get out of debt, reduce taxes, control spending and set up a predictable retirement plan that you control!

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