Office Overhead Expense Insurance

From The Wealthy Barber: "Disability insurance is the most neglected of all forms of insurance, yet for many people, it’s the most critical insurance need…. A thirty year old has a one in four chance of becoming disabled for one year or more at some point in his or her life…When people are disabled, they don’t just cease to be an asset to their families…they become a liability."

What is Office Overhead Expense Insurance?

Those monthly expenses associated with running an office continue to pour in as you struggle to get well. How will you continue to pay the office rent, taxes, utilities and salaries needed to keep the office doors open?

Office Overhead Insurance is the inexpensive solution for thousands of independent practitioners. The plan provides reimbursement for mortgage interest payments, employees' salaries, professional association dues, office utilities, janitorial services, telephone answering service charges, business liability and casualty insurance premiums (including professional liability) and other regularly occurring business expenses.

Who needs it? 

This type of Disability Insurance, is best suited for professionals such as;

- Doctors

- Dentists

- Accountants

- Lawyers

- Medical Professionals

- Veterinarians

Office Overhead Expense Insurance can make the difference between staying in business and having to shut your doors. It's easy to apply for and is available at very affordable rates.

Chances are you already have Group Creditor Insurance to ensure that if you had a disability, your business loans and lines of credit would continue to be paid. By using our calculator below, you will see that there are many, many more expenses that need to be covered as well.

Protect your business, not just the banks!

When you add up the facts, do you need additional protection for the portion of these business expenses that you are responsible for?

Call our office today to see how this may fit into your Protection plans, or email us for a no obligation quote to see how this fits in with your current plans.