Insurance For your Family

Throughout life you accumulate wealth in a variety of ways, for both you and your family. Those who love you the most count on you every day for your contribution towards the family’s financial future, but what would happen if you… 

· Became Critically Ill

· Became Disabled

· Died prematurely
 
These are all events we know can happen, we may even know someone very close to us who has suffered through this. This is how we can help you, our business has been about protecting what is most important in your family, you…
Implementing the “4 box” formula of financial success will ensure that every dollar you spend on your “plan” creates true and lasting wealth. Many people believe that by simply owning an RRSP is planning enough, but once we reveal the 4 boxes to our clients, they see they are far from a “plan”.

5 Reasons to replace your Mortgage Life Insurance with your own protection:

1. Your family is not the beneficiary of the policy, your bank is...

2. Your policy is underwritten at claims time, not at application time...

3. Your rates never decrease, although the mortgage balance does...

4. If you switch mortgage lenders, your insurance is not portable...

5. To protect your family, you need to work with an Insurance and Investment specialist, not a loans officer...

Click here to watch CBC Marketplace in denial, a candid look at how relying on Mortgage Life Insurance from the banks could be the worst mistake you ever make for your family...

Let us show you today these Simple, Effective and Proven strategies, that have helped us, help hundreds of families just like yours. Please contact us today for a brief explanation of how we can help, it’s our business and its our pleasure…

Life Insurance 
When families make the decision to purchase life insurance, they are often in the process of experiencing a major life-altering event such as getting married, starting a family, or purchasing a home. In fact, there are many good reasons for purchasing a life insurance policy. And most of us, at some point in our lives, will realize that owning life insurance is very important to ensure our sense of security.
Learn More about Life Insurance…

Critical Illness Insurance 
In all likelihood, you know of someone who's been diagnosed with cancer, heart attack, or stroke. It happens to approximately one out of every two men and one in three women in Canada. But while the incidence of critical illness is increasing every year, advances in medical science are helping victims beat life-threatening illnesses like never before.
Learn More about Critical Illness Insurance…

Mortgage Life Insurance
Whether you're buying a home for the first time, or refinancing an existing mortgage, someone has probably suggested you purchase mortgage life insurance. But don't rush into buying a policy until you've looked at all the possibilities. It is good financial sense to own Life insurance in the amount of your mortgage, but are you using the “old” way with Bank Insurance, or have you discovered the “new” way.
Learn More about Mortgage Life Insurance… 

Get your Free "Life Insurance Buyers Guide"

simply call our office to request your free ebook

Disability Insurance

It is common for us to meet with a person who would lose everything they have built or owned if he or she was unable to work for even a small period of time. As a professional you need to take the subject of disability insurance very seriously. Everything you have now, and everything you hope to have in the future just may depend on your ability to get to work every day, and to grow and run your business.

Learn more about Disability Insurance...

Long Term Care Insurance

Long-term care insurance addresses the health, social and personal needs of those who can no longer care for themselves. The need for long term care insurance is driven by the importance to you of ensuring you will have the money to pay for care if you can no longer care for yourself.

Learn More about LTC Insurance...