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"You treated us like family in a time when we were in our greatest need, thank you so very much." Caroline K. Life insurance Client

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RRSP's for your Future.

When it comes to RRSP's, people often measure value by one thing only: the return they get on their money.

You work hard for your money. You deserve more from your investment fund than just a good return.

Whether you're saving for your first home, future education, or your retirement, RRSP's are the best place to start.

And who doesn't like to try for a tax refund in April?  Contributing to your RRSP gives you a deduction based on the amount you contributed and this may very well get you some more money in your pocket.

But looking beyond tax time, first time home buyers can withdraw up to $25,000 from their RRSP tax free using the Home Buyers Plan.  You will have to re-contribute the money over 15 years following the home purchase, but your great budgeting skills can come in handy there.

Any other type of withdrawal from your RRSP will be fully taxed so don't look at your RRSP as an emergency fund.  It will cost you!